Withdrawing funds from your IQ Option account is a straightforward process, but understanding the available methods, associated fees, and potential limitations is crucial for a seamless experience.
This guide covers everything you need to know about IQ Option withdrawal methods, limitations, fees, processing times, and best practices to ensure you get your money out without delays or stress.
IQ Option Withdrawal Basics
IQ Option allows traders to withdraw money from their trading account to a bank card, e-wallet, or bank account. The process is generally straightforward, but there are some conditions:
- You must withdraw using the same method you used for the deposit.
- In the case of bank card deposits, you can only withdraw up to the total amount deposited by card within the last 90 days. The rest must go to another method like an e-wallet or bank account.
- Your account must be verified before you can request a withdrawal.
These rules are set to meet international anti-money laundering regulations and are standard across most online trading platforms.
Available IQ Option Withdrawal Methods (2025)
Here are the most common ways to withdraw funds from IQ Option:
1. Bank Cards (Visa, MasterCard)
- Usage: Only for refunds up to the deposit amount
- Processing Time: 1-10 business days, depending on the bank
- Fees: Usually free
- Limitations: Cannot withdraw more than what was deposited via card
Bank card withdrawals are processed as refunds, which means they appear in your bank account like any returned purchase. If you deposited $300 using a Visa card and earned $500, only $300 can be returned to the card. The remaining $200 must be withdrawn using another method.
2. E-Wallets
- Usage: Ideal for profits
- Processing Time: Within 24 hours (often minutes)
- Fees: Typically free or minimal
- Pros: Fast, secure, widely accepted
E-wallets such as Skrill, Neteller, WebMoney, Perfect Money, and Volet are the most popular withdrawal methods among experienced traders due to their speed and reliability. Skrill and Neteller, in particular, are widely supported and easy to integrate with your bank account or prepaid cards.
3. Wire Transfers
- Usage: Best for large sums
- Processing Time: 3-5 business days, sometimes longer
- Fees: May be charged by your receiving bank
- Minimum Withdrawal: Varies (usually $50 or more)
Wire transfers are a solid choice if you’re withdrawing a significant profit and aren’t in a rush. They’re slower and may incur fees depending on your country and bank.
How Can I Check the IQ Option Withdrawal Methods for My Country?
IQ Option offers a wide variety of withdrawal methods, but not all of them are available everywhere. Depending on where you’re located, the platform may support local bank transfers, region-specific e-wallets, or even country-exclusive services designed for faster, low-fee withdrawals.
Here’s how to check withdrawal methods available in your region:
- Log in to your IQ Option account.
- Head to the Traderoom (main trading interface).
- Click on your Balance and select Withdraw Funds.
- IQ Option will automatically show a list of all eligible withdrawal methods for your country.
This list is tailored based on your registered country of residence and only displays active, available methods.
Tip: If you’ve recently moved or your registered address is incorrect, update your account details first to ensure you see accurate withdrawal options.
Can I Withdraw in Crypto?
Not at this time. As of 2025, IQ Option does not support cryptocurrency withdrawals. While the feature might be added in the future, for now all withdrawals must be made via supported IQ Option withdrawal methods.
Step-by-Step: How to Withdraw Money from IQ Option
- Log in to your IQ Option account.
- Go to the Withdraw Funds section (found under ‘Balance’ or the profile menu).
- Choose your withdrawal method (e.g., card, Skrill).
- Enter the amount you wish to withdraw.
- Submit the request and wait for approval (usually within 1 business day).
Read this guide on IQ Option withdrawals to learn more about how to cash out from IQ Option.
Withdrawal Processing Times
- E-wallets: Same day, often within hours
- Bank cards: 3–10 business days
- Bank transfers: 3–5 business days, but can extend to 10+ depending on location
IQ Option itself processes most withdrawals within 3 business days maximum, but your bank or e-wallet provider may cause delays.
Minimum and Maximum Withdrawal Limits
- Minimum withdrawal: $2.
- Maximum withdrawal: No platform-imposed upper limit, but method-specific caps may apply (e.g., Skrill account limits)
IQ Option Withdrawal Fees
IQ Option does not charge withdrawal fees for 1 withdrawal per month. After that, IQ Option charges a 2% commission on each consecutive withdrawal (yet no more than $30).
However, other fees may apply:
- Bank wire transfer: May cost $31 or more (bank dependent)
- E-wallets: May charge a commission depending on the provider
- Currency conversion: Charges may apply if your withdrawal currency differs from your account currency
Common Withdrawal Problems and How to Solve Them
1. Withdrawal Rejected or Cancelled
- Solution: Ensure your account is fully verified. Double-check your payment method and uploaded documents.
2. Delay Beyond 3-5 Days
Withdrawals to bank cards may take up to 21 days to reach your account — even though IQ Option sends the funds instantly, your bank may delay the transfer.
Solution:
- Request a bank statement (with logo, stamp/signature) covering the period from your deposit date to today. It must show the first 6 and last 4 digits of your card.
- Send it to docs@iqoption.com or via live chat, using the email linked to your IQ Option account.
- If possible, include the email of your bank contact.
We’ll forward it to the payment provider and help resolve the issue. In rare cases, the investigation can take up to 180 business days.
3. Cannot Withdraw to Card Beyond Deposit Amount
- Solution: Use an e-wallet or bank transfer for remaining funds.
4. Withdrawal Status Says “Successful” but No Funds
- Solution: It might take a few extra days for banks to reflect the amount. If longer, contact support.
Tips to Ensure Smooth Withdrawals from IQ Option
- Verify Your Account Early: Do this right after your first deposit to avoid delays later.
- Use E-Wallets if Possible: They’re faster and allow for larger, instant withdrawals.
- Stick to One Method: Consistency helps prevent security red flags.
- Avoid Frequent Withdrawals: Try to group small withdrawals into one to avoid unnecessary fees.
- Use Real Names Only: Your account and payment methods must be in your legal name.
How to Withdraw Profits Earned from Bonus Funds?
IQ Option offers various bonus promo codes, such as deposit and no-deposit offers. If you’ve used bonus funds to trade, keep in mind that special conditions apply when withdrawing any resulting profits:
- Most bonuses come with a turnover requirement, typically around 30 times the bonus amount, before you’re eligible to withdraw profits.
- Attempting to withdraw before meeting this requirement will result in the request being declined.
- To avoid surprises, always review the bonus terms and conditions before accepting any promotional offer.
Can I withdraw money without verification?
No matter how much profit you’ve made on IQ Option, you won’t be able to withdraw it until your account is fully verified. This isn’t just a formality — it’s a strict legal requirement designed to comply with anti-money laundering (AML) and Know Your Customer (KYC) regulations.
If your account is not verified, you will be prompted to submit documents like:
- Proof of ID (passport, driver’s license)
- Proof of address (utility bill, bank statement)
- Payment method proof (photo of your card, screenshot of your e-wallet)
👉 For a full walkthrough, check out this guide on IQ Option verification.
Important: Make sure the IQ Option account is opened under your real name — not your parent’s, friend’s, or spouse’s. All documents must match the name and details registered in your account. If they don’t, you could face major issues when trying to withdraw funds later. IQ Option strictly prohibits third-party use.
IQ Option Withdrawal vs. Other Platforms
| Feature | IQ Option | Pocket Option | Olymp Trade |
| Minimum Withdrawal | $2 | $10 | $10 |
| E-wallets | ✔️ | ✔️ | ✔️ |
| Wire Transfers | ✔️ | ✔️ | ✔️ |
| Cards | ✔️ | ✔️ | ✔️ |
| Verification Required | Yes | Yes | Yes |
| E-Wallet Processing Time | Up to 24 hours | 1–3 business days | Up to 24 hours |
| Wire Transfer Processing Time | Up to 21 business days | Up to 14 business days | 2-5 business days |
| Bank Transfer Processing Time | 3–10 business days | 3–7 business days | Up to 2-5 business days |
| Bank Transfer Fees | May apply | Free in some cases | Fees vary |
IQ Option stands out for its low minimum withdrawal and rapid processing to e-wallets, making it ideal for active traders who want quick access to their capital.
Final Thoughts
Withdrawing money from IQ Option is safe and easy as long as you follow the rules. The company uses secure payment gateways, works only with reliable payment providers, and adheres to strict compliance protocols. Also, IQ Option withdrawal methods are region-specific, meaning you can get your profits via your go-to bank or e-wallet.
99% of the most common problems users face stem from misunderstanding policy details. Make sure to verify your account, stick to a consistent payment method, and understand how refund rules apply to cards to ensure a smooth withdrawal. E-wallets remain the best option in terms of speed and reliability.
